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A question of funding
Q&A Founder of the School for Startups, Doug Richard is at the forefront of entrepreneurial endeavour. Dan Matthews asks the business mentor and original TV Dragon how best to finance growth How...
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Making the most of commercial finance
ANALYSIS As Chancellor George Osborne’s £20-billion credit easing scheme for small businesses gets off the ground, critics argue the plan will make little difference to cash-starved firms, writes...
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When a tree falls new growth follows
OPINION Small businesses should take advantage of smaller lenders, says Adam Tyler, chief executive of the National Association of Commercial Finance Brokers Members of the National Association of...
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A solution to the credit crunch?
ASSET FINANCE A gloomy risk outlook and hesitant consumer spending has weighed heavy on the asset finance industry, but this type of borrowing could still be the best bet for cash-strapped companies,...
View ArticleEconomy adapting to ‘new normal’?
It may be hard getting a commercial loan right now, but things are going to improve. Right? Alas, maybe not. There is a school of thought which says that the current harsh lending environment may be...
View ArticleHow to negotiate a loan with your bank manager
Meeting the bank manager to discuss a loan? Wear a suit. And never cancel. “We all like to think the professional bank manager is concerned with the merits of your business, but people are people,”...
View ArticleFinance boom time despite the slump
Britain’s thirst for commercial finance products continues unabated, led by invoice discounting and asset-based lending. The perception that banks are unwilling to lend has fuelled an increase in...
View ArticleHow to cope with a cash squeeze
Working capital from the big-four high street banks is, if anything, as elusive as it was during the dog days of 2009. It remains to be seen whether the Coalition Government’s latest £20-billion credit...
View ArticleOnline dragons help to make a killing
Crowdcube Think of Crowdcube as an online version of TV’s Dragons’ Den. Budding entrepreneurs upload their pitch to the website, stating how much money they’re looking to raise and how much equity...
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